401(k) Plans Made Easy

Employers can set up their company 401(k) plan no later than December 31 of any calendar year.

If you want to set up a safe harbor matching contribution 401(k) plan in the current year, you will want to do so no later than August 31.

If you want to set up a safe harbor nonelective contribution 401(k) plan, you have until November 30 of any calendar year.

Under our plan document, employees can do a combination of pre-tax and Roth (after-tax) contributions to their 401(k) plan not to exceed the 402(g) limit in any given year. These amounts may be adjusted annually by the IRS.

Through our 401(k) partners, employers can give their employees a broad range of investments to choose from including mutual funds, brokerage accounts, and managed account programs. As the investment fiduciary, we recommend employers work with their financial advisors to choose an investment menu suitable for their employees’ level of investment sophistication.

We always welcome the opportunity to speak with employers. You can complete and submit the Request a Call Back online form. In the comment section, please let us know a time for us to reach out to you and the best method of communication. In addition, under Plans at the top of the page, you can download our brochures to learn more about our services and pricing.